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Early CD with Approved Loan

& Lock

 
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Why Broker with Southwest?

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EASY SIGN-UP

Getting started couldn't be easier. Simply fill out the form below.

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INCREDIBLE PROGRAMS

From 203k and ITIN to FHA below 580, odds are we have what you're looking for

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BLAZING TURN TIMES

What we do best. Our turn times are some of the fastest in the industry

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TRANSPARENCY

You'll know where your loans stand at any time and at any point in the process

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COMPLIANCE TEAM

Our compliance team has been keeping in step with regulators since 1993

 

FHA

Loans

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VA
Loans

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ITIN
Loans

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CONVENTIONAL
Loans

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USDA
Loans

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Streamlines
 

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96.5% LTV on purchases for 580+ FICO

97.75% LTV on R&T refi or 80% cash-out

No DTI restrictions on 580+ FICO, follow AUS

Manual underwriting allowed

No VOR unless required by DU findings

Mortgage lates OK if AUS approved, excluding C/O

One day off of market for cash-out refi; property to be off market prior to date of loan application

 

HUD REO $100 Down allowed

We take DU and LP

 

203(k) Purchase and Streamline

620 min FICO for streamlines, no appraisal, no income, mortgage only credit report with score

580 FICO

 

Manual underwriting allowed

 

2 years seasoning on short sales w/compensating    factors and valid LOEs

 

USDA Pilot Refi program

580+ FICO

 

We take DU and LP

 

Minimum 600 FICO VA IRRRL, no income, mortgage only

 

Manual underwriting allowed; AUS refer allowed

620+ FICO on conforming conventional

 

Financed properties up to 10 N/O/O

 

Only one score reporting OK with DU approval

 

Properties one day off market OK for R&T refi

 

No minimum number of tradelines - DU

 

No DTI restrictions - DU

 

Appraisals waivers (PIW) allowed by AUS

Rental income without landlord history

 

80% LTV cash out with MI approval

 

Lender paid MI; single premium & financed MI

 

HomeStyle Renovation program available

 

Texas Cash Out (A6)

 

FNMA Home Ready

650 FICO

 

90% maximum LTV

Primary Residence Only

Available in Texas, Oklahoma, and Colorado

 
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Contact Us

Thanks! We'll be in touch!

13150 Coit Road, Suite 100, Dallas, TX 75240

info@swfundingtpo.com  |  Tel: 877-878-8989